How to Read Your Electric Meter
Next, it's important to know how to read your electric meter. This way, you can monitor how much electricity your home is actually using in real time. Ask your utilities provider for specific information on reading your electric meter, or check their website for instructions.
After you have a handle on your average electricity use, it’s time to look at steps that you and your family can take to save on your electricity bill. For the best results, it’s important to get all the members of your household on board with your efforts. To motivate everyone, stress that any dollar savings from striving for the cheapest electricity possible can be used for other things, such as entertainment, dining out, or vacations.
For more info on savings from this article Click HERE
Although buying a new house can be exciting, it can take some time for it to feel like home. Everywhere you look, you are met with little reminders that someone else occupied the home before you did.
These tips can help you turn your new house into a home much faster.
Give the walls a fresh coat of paint. Even if the paint is new, it can feel odd if you are living in a house with colors that you would not have chosen. The best time to paint is when you first buy the house. Putting off this task until you have moved in will require that you move or cover all of your furniture.
(Get more suggestions and mortgage advice by clicking HERE)
Most people don't even try.
It's a fact and a sad one. Most people think up an idea about their goals or an experience they'd like to have but then... by the time they get to the end of their thought, they have already convinced themselves it will never happen.
This, my friends, is the "internal No," and it's the single biggest entity that stops progress. Why? Because most ideas never get past the person who had them to begin with.
Don't be that person.
I have a theory that a lot of Americans function this way.
How many times have you and people you know said the following: "Wow. When someone immigrates here, they really do well!" "Oh it's because they work as a team I bet." "If only we worked together like that."
Here's the thing about that conversation, it's both true and false.
On the one hand, yes, a lot of immigrants do well within a few years of living here, and in some cases, there was a teamwork effort that made that process work. BUT NOT ALWAYS.
The difference between most people who immigrate to the states and those of us born here is this: the assumption of No.
Far too many Americans are controlled by the internal No, and today is not the day I debate on the reason we have this issue. What's critically important today is, that YOU DEFEAT YOUR NO.
How do you do that?
#1 Solve the Yes Puzzle
Every dream, idea, goal etc has a way that makes it possible. Your goal is to find out how to get there. Imagine your goal as a destination you want to get to. A simple goal could be a grocery store down the street, while a bigger goal could be a trip across the country.
Obviously the larger goal has more possibilities that you'll need to take a few detours or that there might be unexpected delays. However, just like travel, ALL TRIPS ARE POSSIBLE, which means that ALL IDEAS ARE TOO.
Map it out. Do the research. Make notes. Talk to others (not the doubters. Talk to people who have knowledge related to your idea and a few people who don't just to get a few possible queries into what you should look for and ask.)
#2 We'll get to part 2 in a later discussion. Today is all about defeating the Internal No and DEVOTING YOURSELF TO THE YES.
#1 Moving to a new place
If you are moving to a new city, it helps to have a local agent shop for you. Imagine the horror and discomfort of selecting a place but you have no idea what's in the neighborhood. Does it have any parks? Is there a grocery store within walking distance? Is it a good grocery store or just a convenience store? What's the noise level? Crime rate? Street lights? etc.
By hiring a local agent, you can choose something with greater confidence.
#2 Business owners
Whether you are opening your first location or expanding, an agent can find a location with knowledge. Agents should know zoning regulations, and future zoning plans for a property. This can ensure you don't sign a lease for a space that isn't suitable for your business.
Also, agents can negotiate rental prices since they have greater knowledge of the rental markets and what is a fair market price.
NOTE: Paying a flat rate instead of a commission can help save you money. I don't charge commissions for rental space searches because I want my motivation to be finding you a great place and saving you money. If an agent is commission based, they are motivated to find a more expensive space since that increases their paycheck.
#3 Students or travelers
If you need a quick spot for a semester or just for a month long visit, Airbnb is cool and all, but as wel all know, you can't really be sure the person you rent from isn't a nuisance, and you really can't be sure what kind of neighborhood you're renting in.
Agents can preview all types of listings, not just Airbnb's and can locate a great temporary location for you with easy access to services, like public transportation, groceries, emergency services and more.
2008-10 Annette St - Excellent rental location or owner occupied rental
This double could be a space you live in and rent out the other side, or you can keep the current tenants in place, and make a profit from day one.
Listing Agent describes it as follows:
Great investment property featuring 2 beds/1 bath on each side. Central heat/air. Laundry. Fully rented.
Asking price: $145,000
7134 Ransom St, New Orleans, LA - newly renovated - Asking $69,000
This price, location and size is a steal for and a great way to own real estate and save money instead of renting. I am still in shock by this price.
Listing Agent describes as follows:
Charming Cottage in Need of Renovations & Restoration. This property is Situated on a LARGE Over Sized 50' Wide by 140' Deep Lot. ++Detached Work Shop!! Interior features: Formal Living & Dining Rooms, Separate Den/Family Room, Large Eat In Kitchen, 3 Separate Bedrooms & 2 FULL BATHS!! This is an EXCELLENT OPPORTUNITY!! Beautiful Location & Block. MANY other Surrounding Homes already Renovated!! MOTIVATED SELLER!!! DO NOT MISS THIS ONE!!
6420 Mitchell Ave, Metairie, LA
Listing agent described it as follows:
X-flood zone! Renovated 3 bed/ 2 bath home in Metairie. Inside, home features a combined living/ kitchen/ dining room with a cozy fireplace. Also includes a separate master bedroom with private bathroom and back porch/ yard access and 2 additional bedrooms. Outside, enjoy a covered carport and driveway for multiple vehicles. LARGE fenced back yard with covered patio and swingset. Home sweet home!
We are always hoping to save money and real estate is the gift that keeps on giving or more literally speaking, it's the investment that keeps on producing: rent money, equity, resell value, and ... tax breaks.
Most people are able to claim a tax break the first year they own a property BUT did you know that in certain areas of Louisiana and MIssissippi, you can receive a tax deduction every year? Yep.
Since Aug 2005, any real estate purchased for business or rental property provides an additional yearly tax deduction for the property owner.
In the (1) Louisiana parishes of Calcasieu, Cameron, Orleans, Plaquemines, St. Bernard, St. Tammany and Washington; and (2) Mississippi counties of Hancock, Harrison, Jackson, Pearl River and Stone.
If you would like more info, call your tax professional or you can call me to determine how to set up your property to earn as much income for you as possible, and how to determine what you can and cannot deduct.
Email me at firstname.lastname@example.org for more info and we can set up a phone appointment.
Jessica Bordelon, Agent,